Should superannuation funds do more direct lending?
This paper examines the corporate non-bank lending market. We define non-bank lending as non-financial corporations obtaining funding directly from institutional investors rather than via normal credit creation channels through the Australian banking system.Read More
Are comparisons based on superannuation fund-level performance useful?
The Australian Prudential Regulation Authority has published audited, superannuation fund performance information for around 20 years, including a time-series of fund-level rates of return since 2009. Fund-level performance information has been used by APRA and others for comparisons, including comparisons of different sectors of the superannuation system, such as industry super funds and retail s...Read More
ATO self-managed superannuation funds: a statistical overview 2015-2016
SMSF membership continues to grow despite 40 per cent of funds receiving zero or negative ROA in 2016. SMSFs remain the most numerous type of fund and the sector has the greatest share of assets in the superannuation system.Read More
Assisting housing affordability - discussion paper
Housing affordability concerns the ability of singles, couples and families to buy or rent dwellings within reasonable distances to employment and study opportunities, and basic amenities. Those dwellings are first and foremost our homes, the foundation of our lives and our families – a basic need.Read More
Member Switching - Rice Warner
The purpose of this report is to examine switching trends of superannuation members.Read More
The report examine whether switching activity is consistent with members making informed decisions which will improve their retirement outcomes.